Acceptance of terms
These Terms of Use form a binding agreement between you and Ovelda governing your access to and use of this website and any content, guides, calculators, and tools made available through it.
Educational purpose
Ovelda is an educational resource. Nothing on the website constitutes financial, investment, tax, or legal advice, and no content should be relied upon as a substitute for advice from a qualified professional. See our Disclaimer for details.
Permitted use
- You may read, share, and reference our content for personal, non-commercial purposes.
- You may not scrape, republish, or resell our content without written permission.
- You may not attempt to disrupt, reverse engineer, or gain unauthorized access to the website.
Intellectual property
All content, branding, and software on Ovelda — including guides, calculators, layouts, and design elements — are the property of Ovelda or its licensors and are protected by applicable intellectual property laws.
No warranties
The website and all content are provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of accuracy, fitness for a particular purpose, or non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components.
Limitation of liability
To the fullest extent permitted by law, Ovelda and its contributors will not be liable for any indirect, incidental, consequential, or special damages arising out of or in connection with your use of the website or any decisions you make based on its content.
Changes to these terms
We may update these Terms of Use from time to time. The "Last updated" date above reflects the most recent revision. Continued use of the website after changes are posted constitutes acceptance of the updated terms.
Governing law
These terms are governed by applicable laws of the jurisdiction in which Ovelda operates, without regard to conflict-of-law principles.